Japan’s FinTech sector has undergone a rapid transformation in the past five years, driven by progressive open-banking rules, a vibrant Web3 start-up scene, and a public-private push toward cashless payments ahead of Expo 2025 Osaka-Kansai. Representing 500+ member firms, the Fintech Association of Japan (FAJ) will share fresh data on investment flows, consumer adoption, and regulatory sandboxes that enable speedy experimentation without compromising consumer protection.

Building on this evidence, the session explores how Japanese and European innovators can co-create next-generation payment rails, tokenized capital-market pilots, and inclusive digital-finance programmes. By highlighting flexible regulatory pathways, reciprocal sandbox access, and practical partnership models—rather than focusing on any single legislative regime—the talk offers a future-oriented roadmap for policymakers, founders, and investors eager to scale solutions across Asia-Europe corridors.