Perils of Cross-Selling: How Lack of Diversification between Deposit and Loan Clients Can Engender Bank Fragility

Karolis Liaudinskas¹, Christoph Basten², Ragnar Juelsrud¹, Viral Acharya³

1: Norges bank; 2: European Central Bank; 3: NYU Stern

Discussant: Ahmet Degerli (Federal Reserve Board)

Banking on Bundles: Identifying Cross-Selling in Retail Banking

Fatima Zahra Filali Adib¹, Steffen Andersen², Kasper Meisner Nielsen¹, Yingjie Qi¹

1: Copenhagen Business School; 2: Danmarks Nationalbank

Discussant: Gazi Kabas (Tilburg University)

Bank Specialization within Production Networks

Olivier De Jonghe^1,4, Yushi Peng², Tong Zhao^1,3

1: National Bank of Belgium; 2: Tilburg University; 3: KU Leuven; 4: European Central Bank

Discussant: Ramin Baghai (Stockholm School of Economics)

How do lenders manage collateral illiquidity?

Francisco Amaral¹, Gianmarco Ruzzier²

1: University of Zurich and Swiss Finance Institute; 2: Banco de España

Discussant: Pedro Gete (IE University)

Monetary Policy Exposure of Banks and Loan Covenant Strictness

Ahmet Degerli¹, Jing Wang²

1: Federal Reserve Board; 2: University of Missouri

Discussant: Alberto Manconi (Bocconi University)

Collateral Law and Enforcement Risk: Evidence from Native American Reservations

Leo Leitzinger

Goethe University Frankfurt

Discussant: Francesca Zucchi (ECB)

Loan Spreads and Interest Rates: The Role of The Deposit Channel and Lending Market Power

Antoine Hubert de Fraisse¹, Pierre Dubuis²

1: London School of Economics and NBER; 2: Bank of England

Discussant: Rainer Haselmann (Goethe University)

Does Your Neighbor’s Debt Crowd Out Yours?

Irem Demirci², Alberto Manconi¹, Sameh Marei³

1: Bocconi University; 2: Nova SBE; 3: ESADE Business School

Discussant: Alberto Plazzi (Università della Svizzera Italiana)

AI in Corporate Governance: Can Machines Recover Corporate Purpose?

Boris Nikolov^1,2,3, Norman Schürhoff^1,2,4, Sam Wagner^1,2

1: University of Lausanne; 2: Swiss Finance Institute; 3: ECGI; 4: CEPR

Discussant: Urs Peyer (Insead)

Corporate policies and the term structure of risk

Matthijs Bruegem¹, Roberto Marfe¹, Francesca Zucchi²

1: Collegio Carlo Alberto; 2: European Central Bank

Discussant: Ilona Babenko (ASU)